Compare Best Buys For Your Money
Best Buys
Market leading 6 month fixed rate bond. Winner of Platinum Feefo Trusted Service Award in 2024
Instant Access Best Buys
RCI Bank »
RCI Bank offer a very competitive instant access account.
- 4.45% AER/Gross pa (variable) interest rate
- Minimum deposit £1,000
- Interest is paid monthly or annually
- Unlimited payments and withdrawals
- Online account
- FSCS Protected
Quick online application setup from RCI Bank
Investec Bank »
Investec Bank also offer a very competitive instant access account.
- 4.40% AER/Gross pa (variable) interest rate
- Interest is paid monthly, either to linked bank account or adding back in
- Unlimited payments and withdrawals
- Minimum deposit - £5,000
- FSCS Protected
Quick online application setup from Investec Bank
Yorkshire Building Society »
Yorkshire Building Society offer a competitive instant access account.
- 4.60% AER/Gross pa (variable) interest rate
- Minimum deposit £1
- Interest is paid annually
- Unlimited payments and withdrawals
- Online account
- FSCS Protected
Quick online application setup from Yorkshire Building Society
Hampshire Trust Bank »
Hampshire Trust Bank also offer a competitive instant access account.
- 4.15% AER/Gross pa (variable) interest rate
- Interest is paid annually
- Unlimited payments and withdrawals
- Online account
- FSCS Protected
Quick online application setup from Hampshire Trust Bank
Post Office Savings »
Post Office Savings offer an instant access account.
- 4.10% AER/Gross pa (variable) interest rate
- Low minimum deposit £1
- Interest is paid monthly or annually
- Unlimited payments and withdrawals
- After 12 months the rate will revert to the underlying rate, currently 1.55% gross/AER variable
- Online account
- FSCS Protected
Quick online application setup from Post Office Savings
Aldermore Bank »
Aldermore Bank also offer an instant access account.
- 4.10% AER/Gross pa (variable) interest rate
- Minimum deposit £1,000
- Interest is paid monthly or annually
- Unlimited payments and withdrawals
- Online account
- FSCS Protected
Quick online application setup from Aldermore Bank
Chip »
Chip Savings also offer an instant access account.
- 3.75% AER/Gross pa (variable) interest rate
- Interest rate moves with Bank of England base rate
- Interest is paid monthly
- Unlimited payments and withdrawals
- Apply and manage account online
- Minimum deposit - £1
- FSCS Protected
Quick online application setup from Chip
Fixed Rate Best Buys
Hampshire Trust Bank 1 Year Fixed Rate Bond »
- Fixed 1 Year 4.60% at time of writing
- Interest paid at maturity
- Minimum deposit - £1
- FSCS Protected up to £85,000
Quick online application from Hampshire Trust Bank
Investec Bank 1 Year Fixed Rate Bond »
- Fixed 1 Year 4.50% at time of writing
- Interest paid at maturity
- Minimum deposit - £5,000
- FSCS Protected up to £85,000
Quick online application from Investec Bank
Hampshire Trust Bank 2 Year Fixed Rate Bond »
- Fixed 2 Year 4.51% at time of writing
- Interest paid annually
- Minimum deposit - £1
- FSCS Protected up to £85,000
Quick online application from Hampshire Trust Bank
RCI Bank 2 Year Fixed Rate Bond »
- Fixed 2 Year 4.50% at time of writing
- Interest paid monthly or annually
- Open in single or joint name
- Minimum deposit - £1,000
- FSCS Protected up to £85,000
Quick online application from RCI Bank
Investec Bank 3 Year Fixed Rate Bond »
- Fixed 3 Year 4.50% at time of writing
- Interest paid annually
- Minimum deposit - £5,000
- FSCS Protected up to £85,000
Quick online application from Investec Bank
Hampshire Trust Bank 3 Year Fixed Rate Bond »
- Fixed 3 Year 4.36% at time of writing
- Interest paid annually
- Minimum deposit - £1
- FSCS Protected up to £85,000
Quick online application from Hampshire Trust Bank
Hampshire Trust Bank 5 Year Fixed Rate Bond »
- Fixed 5 Year 4.27% at time of writing
- Interest paid annually
- Minimum deposit - £1
- FSCS Protected up to £85,000
Quick online application from Hampshire Trust Bank
Aldermore Bank 5 Year Fixed Rate Bond »
- Fixed 5 Year 4.21% at time of writing
- Interest paid monthly or annually
- Open in single or joint name
- Minimum deposit - £1,000
- FSCS Protected up to £85,000
Quick online application from Aldermore Bank
Current Account's
Santander Everyday Account »
Fee free account for everyday needs.
- No minimum monthly funding
- No monthly fee
- Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts
- Mobile banking app
- Arrange overdraft facility available (subject to status)
- FSCS Protected
For more information and to apply for Santander Everyday Account
Santander Edge Up Account »
3.00% AER interest on balances up to £25,000 and cashback available.
- 3.00% AER/3.45% gross (variable) on balances up to £25,000
- 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
- 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
- Make international payments with no extra fees
- £5 monthly fee
- Must pay a minimum of £1,500 into the account each month
- Arranged overdraft facility (subject to status)
- FSCS Protected
For more information and to apply for Santander Edge Up Account
With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.
Many savings accounts' interest rates are below inflation, which means people's savings are being eroded in real terms. While there are many savings accounts on the market, many do not offer much of a financial advantage, as they offer interest that only matches the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts.
A good instant access savings account will offer flexible withdrawal facilities with good rates of interest, and could be suited to savers looking to access their money regularly.
See here for a comparison of leading UK instant access accounts
