*The Moneybox Cash ISA includes a 4.20% AER variable underlying rate and a bonus rate of 1.12% for the first 3 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. Customers can transfer in any ISAs they hold with other providers into a Moneybox Cash ISA, on web and in-app. If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period. The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again. Covered by FSCS
Sign up to Chip and enter the rate boost promo code ISASEASON deposit at least £1 within 14 calendar days and you will get a boosted rate of 0.94% AER on top of your Chip Cash ISA account (basic rate 4.32% AER) for 3 months
Why we like it
Built to move inline with Bank of England base rate. Unlimited deposits and withdrawals. Flexible ISA: withdraw and deposit as many times as you like, without it affecting your annual ISA allowance. ISA transfers also allowed in. Open in minutes: No forms, no fuss. All you need is an existing bank account and your National Insurance number. Covered by FSCS
Includes a bonus of 1.50% AER (variable) if account held for 12 months. Transfer in any ISAs you hold with other providers. Interest rates drop if more than three withdrawals per year. Rate when you transfer in your existing ISA - 3.54% AER (variable). Rate for each 12-month period after your first 12 months - 3.54% AER (variable). Rate when balance drops below £100 or after your fourth annual withdrawal - 2.50% AER (variable). Covered by FSCS
Unlimited deposits and withdrawals. Transfer in any ISAs you hold with other providers. All money in your Cash ISA is held securely with partner banks Barclays & Bank of Scotland who are covered by the FSCS. Rated ‘Excellent’ on Trustpilot. Variable rate of interest
