Unlimited deposits and withdrawals. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. After 12 months the interest rate changes to 1.25% AER variable. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK. FSCS Protected
ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. Withdrawals permitted subject to 90 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK. FSCS Protected
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with NatWest Bank per tax year. You must hold the account solely in your name. NatWest’s FRISA rates are 4.00% AER/Tax-free p.a. (fixed) for 1 year and 3.75% AER/Tax-free p.a. (fixed) for 2 years. Rate available until 5pm on 12th March 2025 for new customers and 17th March 2025 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 4th April 2025. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest or Royal Bank of Scotland. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with NatWest Bank per tax year. You must hold the account solely in your name. NatWest’s FRISA rates are 4.00% AER/Tax-free p.a. (fixed) for 1 year and 3.75% AER/Tax-free p.a. (fixed) for 2 years. Rate available until 5pm on 12th March 2025 for new customers and 17th March 2025 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 4th April 2025. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest or Royal Bank of Scotland. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Make up to three withdrawals during the 12-month term of this account. ISA transfers in allowed. Invest up to £20,000 per tax year. Manage your account online. Make more than three withdrawals and the rate drops to 1.75% AER/gross p.a. (variable). Not available in branch. FSCS Protected.
Ford Money now offer a range of financial products that can help you achieve your savings goals.
Features of the Ford 1 Year Cash ISA
The 1 Year Cash ISA with Ford Money allows you to get the most out of your savings by utilising the tax-free benefits of an ISA.
If you choose to open a 1 Year Cash ISA with Ford Money then you will receive competitive tax-free interest for 12 months. Find our savings rates table above for the latest interest rates.
Ford Money’s 1 Year Cash ISA has both the advantages of an ISA and some of the flexibility of an instant cash savings account. With Ford Money’s Cash ISA you can make as many withdrawals as you need from the account, and as long as you reimburse the money within the 12 month period it will not count towards your annual ISA allowance.
If you wish to open a 1 Year Cash ISA with Ford Money you must make a £1 deposit within the first 14 days. It is important to note that the minimum balance for a 1 Year Cash ISA account is £1 and the maximum balance is £2m.
How Can I Access The Ford 1 Year Cash ISA
Ford Money are committed to providing a simple, straightforward and efficient service for their customers. To access Ford Money’s 1 Year Cash ISA account you can open up an account online in under 10 minutes. Alternatively, you can open an account through Ford Money’s UK-based call centre, which is open 24 hours a day 7 days a week.