No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the FSCS
Save from £1. Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £500,000. Open and manage account online. FSCS Protected. Must be UK resident. Must be aged 16 or older
Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 1.45% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. FSCS protected
Unlimited withdrawals subject to 95 days notice. No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
The interest rate tracks the Bank of England (BoE) Base Rate. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £85,000 by the FSCS. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals only
Unlimited deposits and withdrawals. Interest paid monthly: can be added to your Notice Saver or paid to your linked account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Withdrawals subject to 90 days notice. Must have a linked UK current account
All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Unlimited withdrawals subject to 14 days notice. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
3 penalty-free withdrawals in a 12 month period. 4.72% AER/4.62% gross (3.82% AER/3.75% gross + 0.90% AER/0.87% gross 12-month boost). Interest paid monthly. Deposit and withdraw almost instantly. No fees or charges for holding account. FSCS eligible on your deposits. 3.62% AER/3.55% gross if 4 or more withdrawals are made within 12 months (on boosted rate). 2.72% AER/ 2.68% gross if 4 or more withdrawals are made within 12 months (without 12 month boost). Must be UK resident. Must be aged 18 or older
24 hour access - Telephone banking, mobile and internet banking
Withdrawls of up to £500 cash a day
Contactless Debit Card
Current Account Control Help which can help to control your finances and limit unwanted charges at a cost of £7.50 per month.
£25.00 planned borrowing buffer amount
An arranged overdraft
The current accounts which Clydesdale offer include:
Current Account Plus
Current Account Plus is one of Clydesdale Bank's standard current accounts which offers all of the services above and works as a standard bank account would.
There is no monthly fee or minimum pay in per month. However, there is no interest paid on in-credit amounts in this account.
Signature Current Account
This current account comes with a selection of insurance rewards. Clydesdale Bank's Signature Current Account offers you added insurance cover along with your regular current account services, for £13.50 per month. It does not pay in-credit interest.
All year round insurance policies that come with this account include:
Family travel insurance which is provided by AIG Europe Limited and provides multi-trip cover for you and your family, including winter sports, golf and weddings abroad.
UK breakdown cover which is provided by Green Flag and covers you whether you’re a driver or a passenger. It includes home calls.
Mobile phone insurance provided by Lifestyle Services Group, which covers your phone (with a value of up to £1000 including VAT) for loss, theft and accidental damage.
Gadget insurance provided by Lifestyle Services Group offering cover for many devices including cameras, MP3 players, laptops, tablets and more with a value between £50 and £750 including VAT.
ID Defender provided by Lifestyle Services Group that lets you access your credit reports, check if your personal details are being used online, and get support and advice when you need it.
Also included are certain discounts available to account holders for some major stores and supermarkets, cinema tickets, holidays, events and concerts.
The overdraft interest rate on this account is lower than the standard account at 12.50% EAR compared to 18.85% EAR on the Current Account Plus.
B Current Account
Yorkshire Bank also offer, in partnership with Clydesdale Bank, a new current account and instant savings account that work seamlessly together within one super-smart app.
Launched earlier this month, the app-based B account is available on both Apple and Android devices, so you can log on whenever you want and set up savings pots, tag and track spending or automatically sweep cash between current and savings accounts.
You can also link any offset mortgage you hold with Clydesdale or Yorkshire Bank to your B current or instant savings account to help reduce the amount of interest you owe.
You can find more information on this under the specific ‘B’ tab on this website.
Overall, Clydesdale offer a great selection of current accounts with a good all round service. It’s worth noting that they do not provide interest on your balance and there is no interest-free overdraft included with any of these accounts.
