This comparison simply includes all savings accounts.
Clydesdale Bank Current Account
Why we like it: Interest paid annually. Unlimited deposits and withdrawals. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older
Why we like it: Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must be aged 18 or older and have a UK address. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)
Why we like it: Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older
Why we like it: Interest calculated monthly. Unlimited deposits and withdrawals. Open and manage online. FSCS Protected. Must retain a minimum balance of £20,000 in the account. Must be UK resident and be aged 18 or older
Why we like it: All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Which? Recommended Savings Provider. Unlimited withdrawals subject to 14 days notice. Must be UK resident. Must be aged 18 or older. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: The interest rate tracks the Bank of England (BoE) Base Rate. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals, aged 18 or over, who are UK residents
Why we like it: Unlimited deposits and withdrawals. Interest paid monthly: can be added to your Notice Saver or paid to your linked account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Withdrawals subject to 90 days notice. Must be aged 18 or older and have a UK address. Must have a linked UK current account
Why we like it: 3 penalty-free withdrawals in a 12 month period. 3.82% AER (variable tracker) + 0.68% AER 12 month boost. 3.75% gross variable tracker. Interest paid monthly. Deposit and withdraw almost instantly. No fees or charges for holding account. FSCS eligible on your deposits. After 3 withdrawals within a 12 month period the rate will revert to either 3.40% AER (variable tracker with boost applied) or 2.72% AER (variable tracker) for the remainder of the 12 month period since opening the account. Must be UK resident. Must be aged 18 or older
Why we like it: 9 month term, minimum deposit £1,000, no withdrawals permitted. FSCS Protected
Why we like it: Interest paid on maturity. Automatic repayment to your linked account. Maximum deposit £250,000. FSCS Protected. Must have a UK residential address and be aged 18 or older. No withdrawals permitted
Why we like it: 1 year term, minimum deposit £1,000, no withdrawals permitted. FSCS Protected
Compare Clydesdale Bank Current Accounts
Clydesdale bank offer a range of current accounts to choose from, including their new account in partnership with Yorkshire Bank ‘B’.
Clydesdale offer as standard:
- Savings Account Plus - An instant access account which is available with your Current Account Plus
- 24 hour access - Telephone banking, mobile and internet banking
- Withdrawls of up to £500 cash a day
- Contactless Debit Card
- Current Account Control Help which can help to control your finances and limit unwanted charges at a cost of £7.50 per month.
- £25.00 planned borrowing buffer amount
- An arranged overdraft
The current accounts which Clydesdale offer include:
Current Account Plus
Current Account Plus is one of Clydesdale Bank's standard current accounts which offers all of the services above and works as a standard bank account would.
There is no monthly fee or minimum pay in per month. However, there is no interest paid on in-credit amounts in this account.
Signature Current Account
This current account comes with a selection of insurance rewards. Clydesdale Bank's Signature Current Account offers you added insurance cover along with your regular current account services, for £13.50 per month. It does not pay in-credit interest.
All year round insurance policies that come with this account include:
- Family travel insurance which is provided by AIG Europe Limited and provides multi-trip cover for you and your family, including winter sports, golf and weddings abroad.
- UK breakdown cover which is provided by Green Flag and covers you whether you’re a driver or a passenger. It includes home calls.
- Mobile phone insurance provided by Lifestyle Services Group, which covers your phone (with a value of up to £1000 including VAT) for loss, theft and accidental damage.
- Gadget insurance provided by Lifestyle Services Group offering cover for many devices including cameras, MP3 players, laptops, tablets and more with a value between £50 and £750 including VAT.
- ID Defender provided by Lifestyle Services Group that lets you access your credit reports, check if your personal details are being used online, and get support and advice when you need it.
Also included are certain discounts available to account holders for some major stores and supermarkets, cinema tickets, holidays, events and concerts.
The overdraft interest rate on this account is lower than the standard account at 12.50% EAR compared to 18.85% EAR on the Current Account Plus.
B Current Account
Yorkshire Bank also offer, in partnership with Clydesdale Bank, a new current account and instant savings account that work seamlessly together within one super-smart app.
Launched earlier this month, the app-based B account is available on both Apple and Android devices, so you can log on whenever you want and set up savings pots, tag and track spending or automatically sweep cash between current and savings accounts.
You can also link any offset mortgage you hold with Clydesdale or Yorkshire Bank to your B current or instant savings account to help reduce the amount of interest you owe.
You can find more information on this under the specific ‘B’ tab on this website.
Overall, Clydesdale offer a great selection of current accounts with a good all round service. It’s worth noting that they do not provide interest on your balance and there is no interest-free overdraft included with any of these accounts.
