Make up to three withdrawals during the 12-month term of this account. Open with £1. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 1.75% AER/gross p.a. (variable). Not available in branch
Make up to three withdrawals during the 12-month term of this account. Open with £1. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 1.75% AER/gross p.a. (variable). Not available in branch
Make up to three withdrawals during the 12-month term of this account. ISA transfers in allowed. Invest up to £20,000 per tax year. Manage your account online. Make more than three withdrawals and the rate drops to 1.75% AER/gross p.a. (variable). Not available in branch. FSCS Protected.
Make up to three withdrawals during the 12-month term of this account. ISA transfers in allowed. Invest up to £20,000 per tax year. Manage your account online. Make more than three withdrawals and the rate drops to 1.75% AER/gross p.a. (variable). Not available in branch. FSCS Protected.
Nationwide have a wide selection of accounts available each with their own set of incentives and perks. Nationwide were recognised as the “Best Online Current Account Provider” in the Your Money Direct Awards from 2014 to 2016.
Nationwide offer, as standard:
Award winning online banking
Exclusive products and offers
UK-only call centres, open 24/7
Withdrawal of up to £500 cash per day from their ATM network
Free text alerts to help you manage your account
Access to close to 700 UK wide branches
Option to run as a joint account
Works with Apple Pay and Android Pay
Eligibility for our cash Flexclusive ISA and Flexclusive Regular Saver savings accounts
Compare the different accounts below to find one that’s right for you.
Nationwide FlexDirect account
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also has a really simple set of overdraft fees. To benefit from all this account has to offer, you'll need to pay in a minimum of £1,000 per calendar month.
Here's what you could get with FlexDirect:
In-credit interest at 2% AER (1.98% gross p.a.) on balances up to £1,500 (fixed for the first 12 months)
0.25% AER (0.24% gross) variable after 12 months
Fee free overdraft for 12 months
No monthly account fee
Can be sole or joint account
Nationwide FlexAccount
This account could be right for you if you're looking for an everyday current account with no monthly fee.
Here's what you could get with FlexAccount:
Everyday current account
No monthly fee
No minimum monthly funding
Access to preferential Nationwide loan and credit card rates
Nationwide FlexPlus account
Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits, charged at £13 a month. There are number of rewards with this account, potentially covering the £13 if you already pay separately for the included insurance policies.
Here's what you'll get with FlexPlus:
UK & European Breakdown and Recovery Assistance
Worldwide family travel insurance
Worldwide family mobile phone insurance
Commission-free cash withdrawals and card payments abroad
Free mobile banking app, text alerts and secure online banking
Access to preferential Nationwide loan and credit card rates
As standard, Nationwide offers a contactless Visa debit card which efficiently allows you to pay for up to £45 worth of goods or services in a single transaction. Contactless payments are safe and highly secure. If your card is lost or stolen, as long as you report it to your bank as soon as possible in accordance with your bank’s terms, you won’t have to pay for any fraudulent use. Nationwide have an excellent selection of free to fee paying current accounts and as one of the banks that offer in-credit interest they are very good option for savers.
