No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the FSCS
Save from £1. Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £500,000. Open and manage account online. FSCS Protected. Must be UK resident. Must be aged 16 or older
Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 1.45% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. FSCS protected
Unlimited withdrawals subject to 95 days notice. No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
The interest rate tracks the Bank of England (BoE) Base Rate. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £85,000 by the FSCS. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals only
Unlimited deposits and withdrawals. Interest paid monthly: can be added to your Notice Saver or paid to your linked account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Withdrawals subject to 90 days notice. Must have a linked UK current account
All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Unlimited withdrawals subject to 14 days notice. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
3 penalty-free withdrawals in a 12 month period. 4.72% AER/4.62% gross (3.82% AER/3.75% gross + 0.90% AER/0.87% gross 12-month boost). Interest paid monthly. Deposit and withdraw almost instantly. No fees or charges for holding account. FSCS eligible on your deposits. 3.62% AER/3.55% gross if 4 or more withdrawals are made within 12 months (on boosted rate). 2.72% AER/ 2.68% gross if 4 or more withdrawals are made within 12 months (without 12 month boost). Must be UK resident. Must be aged 18 or older
Virgin currently only offer the Essential Current Account but are planning to add more options shortly. At the moment you can register your interest on their website for updates about any new accounts that they open.
The Essential Current Account is a great basic account which offers:
Free withdrawals at almost all high street cash machines.
Management of your account at Virgin Money Stores and any Post Office.
The option to earn 0.75% Gross1/AER2 (variable) interest on the balance in your account, up to a maximum balance of £100,000. Interest is paid monthly.
Fair and simple charges.
Online and telephone banking.
No overdraft facility, to help you stay in control of your money.
Virgin is a big name internationally and as such they offer a number of benefits, which help if you travel internationally regularly.
Virgin Money customers are provided with free exclusive use of the Virgin Lounges which offer:
Wi-Fi and use of iPads.
There is TV available all day to keep up with the latest news, they also provide the day’s newspapers and a selection of magazines.
You’re welcome to bring a friend or family member in with you.
Free tea, coffee and a selection of other hot and cold drinks are always available to Lounge members; plus fruit and snacks are on offer throughout the day.
Full and anytime use of the customer toilets and baby changing facilities.
Areas to login and do your online banking or service your Virgin Money products.
Friendly and helpful staff.
As well as these services the lounges can be used for local communities to benefit. If you’re looking for a space to hold a community event or meeting for free, then you can get in touch with your nearest Virgin Money Lounge.
There are also special events for Lounge members.
Exclusive Customer Discounts:
Every current account customer can take advantage of the range of exclusive Virgin products, discounts and more which helps you make more of your money. Some current examples include:
5% off Virgin Holiday, Cruise and Worldwide Journey packages
10% off selected advance fares on Virgin Trains
£25 cashback on Virgin Money Travel Insurance
Extra discounts on selected BCP car park deals
£25 cashback on Virgin Money International Money Transfers
£25 cashback on Virgin Money Home Insurance
Enjoy 1 free month (worth up to £23) of Virgin Pure
£50 cashback on Virgin Personal Pension
£25 cashback on Virgin Money Pet Insurance
£50 cashback on Virgin Money Stocks & Shares ISA
Interest is paid monthly on this account and added to your account on the 27th of each month or the next business day if the 27th is not a business day.
This is a great account for people who travel often and more so if you often use Virgin holiday packages and trains. With some interest paid and the potential savings from rewards, as long as you do not need an overdraft facility.
