Terms and Conditions: 4.30% AER/Tax-free p.a. (fixed) for 2 years on balances above £25,000. Alternative rates available on balances below £25,000. Rate available until 5pm on 15th April 2026 for new customers and 20th April 2026 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid at maturity. You can withdraw money from your account up to 11th May 2026. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest or Royal Bank of Scotland. Early Closure Charge applies: the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from your Fixed Rate ISA. Must be 18+ and UK resident
Details
Interest Paid
Monthly
Maximum Balance
Not applicable
Minimum Age
18
UK Resident
Yes
2 Year Fixed Rate ISA - Tier 2
Interest AER4.30%
Min deposit£25000
Term2 Years
2 Year Fixed Rate ISA - Tier 2Royal Bank of Scotland
Terms and Conditions: 4.30 AER/Tax-free p.a. (fixed) for 2 years on balances above £25,000. Alternative rates available on balances below £25,000. Rate available until 5pm on 15th April 2026 for new customers and 20th April 2026 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid at maturity. You can withdraw money from your account up to 11th May 2026. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest or Royal Bank of Scotland. Early Closure Charge applies: the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from your Fixed Rate ISA. Must be 18+ and UK resident
New deposits between £1 and £20,000. ISA transfers in also allowed. Open and manage online or on mobile banking app. FSCS Protected. After 12 months, your account will switch to an Instant Access Cash ISA and receive the standard variable rate. Withdrawals permitted subject to 90 days lost interest
Ford Money now offer a range of financial products that can help you achieve your savings goals.
Features of the Ford Instant Access ISA
An Instant Access ISA with Ford Money allows you to get the most out of your savings by utilising the tax-free benefits of an ISA.
If you choose to open a Ford Money Instant Access ISA you will receive a competitive rate of interest. Find our savings rates table above forthe latest interest rate deals.
An Instant Access ISA has the benefits of an ISA along with the flexibility of an instant cash savings account. With an Instant Access ISA there is no limit to how many times you can make a withdrawal from the account. In addition, as long as you replace the savings that you withdraw within the same tax year it will not count towards your annual ISA allowance.
In order to open an Instant Access ISA with Ford Money you will need to make a deposit of at least £1 within the first 14 calendar days. Ford Money require all Instant Access ISA customers to have at least £1 in their accounts at all times. It is important to note that the Instant Access ISA account can have a balance of up to £2m.
How Can I Access the Ford Instant Access ISA?
Ford Money are committed to providing a simple, straightforward and efficient service for their customers. To access Ford Money’s Instant Access ISA service you can open up an account online in under 10 minutes. Alternatively, you can open an account through Ford Money’s UK-based call centre, which is open 24 hours a day 7 days a week.
