Compare Latest Cash ISA Deals
Ford Instant Access ISA
Why we like it: *The Moneybox Cash ISA includes a 4.70% AER variable underlying rate and a bonus rate of 0.47% for the first 12 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app. Covered by FSCS. If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period. The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again. Must be UK resident and be aged 18 or older
Why we like it: Includes a bonus of 0.88% AER (variable) if account held for 12 months. Transfer in any ISAs you hold with other providers. Interest rates drop if more than three withdrawals per year. Covered by FSCS. Rate when you transfer in your existing ISA - 4.04% AER (variable). Rate for each 12-month period after your first 12 months - 4.04% AER (variable). Rate when balance drops below £100 or after your fourth annual withdrawal - 3.00% AER (variable). Must be UK resident and be aged 18 or older
Why we like it: Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older
Why we like it: Interest paid at maturity. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
Why we like it: Unlimited deposits and withdrawals. ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdrawals subject to 30 days notice
Why we like it: Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
Why we like it: Unlimited deposits and withdrawals. ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 18 or older
Why we like it: Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest
Why we like it: ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)
Why we like it: Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected.. Must be UK resident and be aged 18 or older. After 12 months the interest rate changes to 1.45% AER variable. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
Why we like it: Make up to three withdrawals during the 12-month term of this account. Tax free ISA account. Open with £1 or transfer in existing ISA funds. Invest up to £20,000 per tax year. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 2.10% AER/gross p.a. (variable). Not available in branch
Why we like it: Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
Ford Instant Access ISA
Ford Money now offer a range of financial products that can help you achieve your savings goals.
Features of the Ford Instant Access ISA
An Instant Access ISA with Ford Money allows you to get the most out of your savings by utilising the tax-free benefits of an ISA.
If you choose to open a Ford Money Instant Access ISA you will receive a competitive rate of interest. Find our savings rates table above for the latest interest rate deals.
An Instant Access ISA has the benefits of an ISA along with the flexibility of an instant cash savings account. With an Instant Access ISA there is no limit to how many times you can make a withdrawal from the account. In addition, as long as you replace the savings that you withdraw within the same tax year it will not count towards your annual ISA allowance.
In order to open an Instant Access ISA with Ford Money you will need to make a deposit of at least £1 within the first 14 calendar days. Ford Money require all Instant Access ISA customers to have at least £1 in their accounts at all times. It is important to note that the Instant Access ISA account can have a balance of up to £2m.
How Can I Access the Ford Instant Access ISA?
Ford Money are committed to providing a simple, straightforward and efficient service for their customers. To access Ford Money’s Instant Access ISA service you can open up an account online in under 10 minutes. Alternatively, you can open an account through Ford Money’s UK-based call centre, which is open 24 hours a day 7 days a week.
