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This comparison simply includes all savings accounts.

Post Office
Travel Debit Card Post Office
Monthly Account Fee £0
Product Travel Debit Card
Features A safe-to-use, prepaid, reloadable, multi-currency card that’s not linked to your bank account

Why we like it

Travel Money Card – a secure prepaid Mastercard accepted at over 36 million locations worldwide, including shops, restaurants, and bars in more than 200 countries. Carry up to 22 currencies with no fees when spending in a supported local currency. Enjoy contactless, Apple Pay, and Google Pay™ payments. Order online, via the app, or pick one up in branch. Cards arrive within 2-3 working days. Manage your card easily with the free Travel app – top up, transfer funds, freeze your card, view your PIN, and more. Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. 900412). Mastercard and the circles design are registered trademarks of Mastercard International Incorporated

Details

Minimum Age 18
UK Resident Yes
Wise
International Debit Card Wise
Monthly Account Fee £0
Product International Debit Card
Features Never worry about exchange rate markups, or high transaction fees when you spend abroad

Why we like it

International Debit Card - Spend anywhere in the world at the real exchange rate, with low conversion fees. Pay online and in stores in over 40 currencies and 160 countries. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your account, Wise will convert it with the lowest possible fee. Open a free account in minutes. Get notifications for every transaction. Freeze and unfreeze your card instantly. Make 2 withdrawals of up to and including 200 GBP each month for free per account.Order a card for a one-time fee of £7

Details

Minimum Age 18
UK Resident Yes
Fair FX
Travel Debit Card Fair FX
Maximum Monthly Fee £0
Product Travel Debit Card
Features Physical or virtual multi-currency Mastercard to use in over 190 countries around the world

Why we like it

Travel Money Card - Multi-currency Mastercard holding 20 currencies, accepted in over 35 million locations worldwide. Order free online and load funds via debit, credit card, or bank transfer. Manage your money with ease through our online platform and mobile app. Earn up to 3.5% cashback at top UK retailers. Enjoy free first card order, free replacement for the first loss (£6 after), free renewal, and no monthly management fees. Spend fee-free in supported currencies (2.25% fee for others). UK-based customer service. Your money is safeguarded in separate accounts, ensuring protection even without FSCS coverage

Details

Minimum Age 18
UK Resident Yes
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Currensea
Travel Debit Card Currensea
Monthly Account Fee £0
Product Travel Debit Card
Features Spend abroad without hidden costs

Why we like it

Travel Money Card - Spend abroad without worrying about high rates or hidden fees. All major currencies supported. Set up an easy-to-use debit card linked directly to your existing bank account. Spend from your account with no need for separate accounts or top-ups. Save over 85% on bank charges worldwide. Offset your carbon footprint with our One Tree Planted partnership—spend $100 and plant three trees. Get your card in minutes, protected by the latest bank security and encryption, plus Mastercard chargeback protection

Details

Minimum Age 18
UK Resident Yes
Post Office
Foreign Currency Exchange Post Office
Minimum Order Value £400
Product Order Travel Money
Features Get competitive rates and 0% commission on over 60 currencies

Why we like it

Order your currency and collect it in any branch. Collect euros and US dollars in just 2 hours from selected branches (order by 2pm, or 1 pm on Saturday). Collect any of over 60 currencies the next day from any branch (order by 3pm, or two working days, after 1pm Saturdays, Sundays and bank holidays ). Delivery to your home also available. 100% refund guarantee (T&Cs apply) if your holiday’s cancelled, at the same exchange rate, excluding bank and delivery charges. Order between £400 to £2,500

Details

Minimum Age 18
UK Resident Yes
Change Group
Foreign Currency Exchange Change Group
Minimum Order Value £200
Product Order Travel Money
Features 0% commission great rates online on over 60 currencies

Why we like it

Order your currency and collect it for free in any of 50+ branches including most main UK airports as well as high street locations. Home delivery also available through the UK – Free on orders above £800, otherwise it’s £6.95. Sell your currency back – you can also sell any unused currency back within 7 days and with a currency Buy-Back Guarantee Change Group will buy back your leftover currency at the same rate and 0% commission for only £5.99. 30 years expertise in currency exchange. Order between £200 to £2,999.99

Details

Minimum Age 18
UK Resident Yes
Card One Money
Travel Debit Card Card One Money
Maximum Monthly Fee £12.5
Product Travel Debit Card
Features Current Account Open to Everybody

Why we like it

A CardOneBanking current account is perfect if you want to stay in control - Online, text and phone account access. UK call centre. Free text alerts each time money is paid in. Free text alerts if bills cannot be paid. No credit checks to open

Details

Minimum Age 18
UK Resident Yes

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.