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This comparison simply includes all savings accounts.

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RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 4.45%

Which? Recommended Savings Provider

Why we like it

No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS

Details

Minimum Age 18
UK Resident Yes
Investec Savings
Online Flexi Saver Investec Savings
Min deposit £5000
Term Instant Access
Interest AER 4.40%

Why we like it

Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the FSCS

Details

Minimum Age 18
UK Resident Yes
Yorkshire Building Society
Easy Access Saver Yorkshire Building Society
Min deposit £1
Term Instant Access
Interest AER 4.35%

Why we like it

Save from £1. Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £500,000. Open and manage account online. FSCS Protected. Must be UK resident. Must be aged 16 or older

Details

Minimum Age 16
UK Resident Yes
Hampshire Trust Bank
Online Easy Access Account Hampshire Trust Bank
Min deposit £1
Term Instant Access
Interest AER 4.15%

Winner of Platinum Feefo Trusted Service Award in 2024

Why we like it

Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £250,000. FSCS Protected

Details

Minimum Age 18
UK Resident Yes
Post Office
Online Saver Account Post Office
Min deposit £1
Term Instant Access
Interest AER 4.10%

Why we like it

Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 1.45% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. FSCS protected

Details

Minimum Age 18
UK Resident Yes
RCI Bank
95 Day Notice Account RCI Bank
Min deposit £1000
Term 95 Day Notice
Interest AER 4.90%

Which? Recommended Savings Provider

Why we like it

Unlimited withdrawals subject to 95 days notice. No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS

Details

Minimum Age 18
UK Resident Yes
OakNorth
Base Rate Tracker 95 Day Notice Account OakNorth
Min deposit £1
Term 95 Day Notice
Interest AER 4.89%

Why we like it

The interest rate tracks the Bank of England (BoE) Base Rate. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £85,000 by the FSCS. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals only

Details

Minimum Age 18
UK Resident Yes
Investec Savings
90 Day Notice Account Investec Savings
Min deposit £5000
Term 90 Day Notice
Interest AER 4.84%

Why we like it

Unlimited deposits and withdrawals. Interest paid monthly: can be added to your Notice Saver or paid to your linked account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Withdrawals subject to 90 days notice. Must have a linked UK current account

Details

Minimum Age 18
UK Resident Yes
RCI Bank
E-Volve 14 Day Notice Account RCI Bank
Min deposit £1000
Term 14 Day Notice
Interest AER 4.55%

Which? Recommended Savings Provider

Why we like it

All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Unlimited withdrawals subject to 14 days notice. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS

Details

Minimum Age 18
UK Resident Yes
Chip
Easy Access Saver Account Chip
Min deposit £1
Term Easy Access
Interest AER Up to 4.72%

Why we like it

3 penalty-free withdrawals in a 12 month period. 4.72% AER/4.62% gross (3.82% AER/3.75% gross + 0.90% AER/0.87% gross 12-month boost). Interest paid monthly. Deposit and withdraw almost instantly. No fees or charges for holding account. FSCS eligible on your deposits. 3.62% AER/3.55% gross if 4 or more withdrawals are made within 12 months (on boosted rate). 2.72% AER/ 2.68% gross if 4 or more withdrawals are made within 12 months (without 12 month boost). Must be UK resident. Must be aged 18 or older

Details

Minimum Age Monthly
UK Resident £1,000,000
Hampshire Trust Bank
Fixed Rate Bond Hampshire Trust Bank
Min deposit £1
Term 6 Months
Interest AER 4.81%

Market leading 6 month fixed rate bond. Winner of Platinum Feefo Trusted Service Award in 2024

Why we like it

Open in a single or a joint name. No withdrawals permitted. FSCS Protected

Details

Minimum Age 18
UK Resident Yes
Aldermore
Fixed Rate Bond Aldermore
Min deposit £1000
Term 9 Months
Interest AER 4.10%

Why we like it

No withdrawals permitted. FSCS Protected

Details

Minimum Age 18
UK Resident Yes
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Compare Metro Bank savings accounts

Getting the right savings account can help your savings grow quickly. When deciding on which savings option to take, you should consider how much savings you have, how long you intend to lock your savings up for and how much interest you want.

Metro Bank have a variety of savings options that could help you.

Current Accounts

Recently, high street banks have increased the interest rates they offer with their current accounts as a way to attract more business.

These high interest rate current accounts have resulted in more people using them for their savings.

Metro Bank provide a current account with competitive interest, attractive features, and awards for switching.

Instant Access Savings Accounts

If you need to remain flexible with your savings, then an instant access account could be the right savings option for you. An instant access account allows you unlimited withdrawals, as well as interest on your savings.

Metro Bank’s instant access account gives you complete freedom to withdraw from your savings at your convenience, along with interest paid annually or monthly.

Fixed Rate Bonds

You can access higher rates of interest, if you are willing to lock up your savings for a prolonged period of time.

Fixed rate bonds typically have some of the best interest rates on the market, which are guaranteed for the life of the bond, providing you do not make a withdrawal from your savings.

Metro Bank have a 1 year fixed rate bond and a 2 year fixed rate bond, both of which provide competitive interest rates.

Cash ISAs

You can avoid paying tax on your interest when you choose an ISA for your savings. Cash ISAs give you the opportunity to earn up to £20,000 tax-free interest.

You can open an instant access cash ISA through Metro Bank with an impressive rate of interest.




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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.