No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the FSCS
Save from £1. Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £500,000. Open and manage account online. FSCS Protected. Must be UK resident. Must be aged 16 or older
Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 1.45% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. FSCS protected
Unlimited withdrawals subject to 95 days notice. No notice period. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
The interest rate tracks the Bank of England (BoE) Base Rate. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £85,000 by the FSCS. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals only
Unlimited deposits and withdrawals. Interest paid monthly: can be added to your Notice Saver or paid to your linked account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Withdrawals subject to 90 days notice. Must have a linked UK current account
All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Unlimited withdrawals subject to 14 days notice. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
3 penalty-free withdrawals in a 12 month period. 4.72% AER/4.62% gross (3.82% AER/3.75% gross + 0.90% AER/0.87% gross 12-month boost). Interest paid monthly. Deposit and withdraw almost instantly. No fees or charges for holding account. FSCS eligible on your deposits. 3.62% AER/3.55% gross if 4 or more withdrawals are made within 12 months (on boosted rate). 2.72% AER/ 2.68% gross if 4 or more withdrawals are made within 12 months (without 12 month boost). Must be UK resident. Must be aged 18 or older
If you are likely to need your savings in the near future then an instant access account may be suitable. Instant access savings accounts allow you to make a withdrawal whenever you need it and earn interest on your savings.
The Escalator and Affinity instant accounts from Monmouthshire Building Society provide modest interest and instant access to your savings.
A notice savings account might be a good option for you, if you are unlikely to need your savings in a short period of time. Notice savings accounts require a number of days’ notice to make a withdrawal, but often provide higher rates of interest.
Monmouthshire Building Society’s Bonus 60 account offers slightly higher interest than their instant access account, but requires 60 days’ notice for a withdrawal.
A tried and test method of growing savings quickly is putting aside a certain amount each month. By opening a regular savings account you could access impressive rates of interest, providing you deposit the minimum amount each month.
The Saver Plus account from Monmouthshire Building Society provides competitive interest and a relatively low monthly deposit requirement.
By locking away your savings for a prolonged amount of time, you could access higher interest. Fixed rate bonds offer some of the best interest on the market, providing you do not make a withdrawal from your savings over the course of the bond.
There are a variety of fixed rate bonds with Monmouthshire Building Society, which have different fixed terms and interest rates.
If you have a significant amount of savings and you are set to earn a substantial amount of interest, you should consider the tax on your interest that you may need to pay. With a cash ISA you could earn up to £20,000 tax-free interest.
Monmouthshire Building Society have a number of ISAs that can help you receive up to £20,000 tax-free interest.
